.terms-section{padding:6rem 0;background:var(--white);position:relative;overflow:hidden}.terms-section:before{content:"TERMS";position:absolute;font-size:clamp(6rem,20vw,16rem);font-weight:800;letter-spacing:-.04em;color:#00000005;top:-.05em;right:-.05em;line-height:1;pointer-events:none;-webkit-user-select:none;user-select:none;z-index:0}.terms-container{max-width:900px;margin:0 auto;padding:0 2rem;position:relative;z-index:1}.terms-header{text-align:center;margin-bottom:4rem}.terms-header .label{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--primary);background:#dbb5231a;padding:.3rem 1.2rem;border-radius:40px;margin-bottom:1.2rem;border:1px solid rgba(219,181,35,.15)}.terms-header h2{font-size:clamp(2.2rem,5vw,3.8rem);font-weight:700;line-height:1.1;letter-spacing:-.02em;color:var(--black)}.terms-header h2 span{color:var(--primary)}.terms-header .separator{width:80px;height:3px;background:var(--primary);margin:1.2rem auto;border-radius:4px;position:relative}.terms-header .separator:before{content:"";position:absolute;width:40px;height:3px;background:var(--primary-dark);top:0;left:-20px;border-radius:4px}.terms-header .separator:after{content:"";position:absolute;width:40px;height:3px;background:var(--primary-light);top:0;right:-20px;border-radius:4px}.terms-header .sub{font-size:1.2rem;color:var(--gray-600);max-width:60ch;margin:1.2rem auto 0;line-height:1.6}.last-updated{margin-top:.8rem;font-size:.85rem;color:var(--gray-400);font-weight:500}.terms-content{background:var(--white);border-radius:20px;padding:2.5rem;border:1px solid var(--gray-100);box-shadow:var(--shadow-sm)}.terms-block{margin-bottom:2.5rem;padding-bottom:2.5rem;border-bottom:1px solid var(--gray-100)}.terms-block:last-child{margin-bottom:0;padding-bottom:0;border-bottom:none}.terms-block h3{font-size:1.4rem;font-weight:700;color:var(--black);margin-bottom:1rem}.terms-block h4{font-size:1.1rem;font-weight:600;color:var(--black);margin-top:1.2rem;margin-bottom:.6rem}.terms-block p{color:var(--gray-600);line-height:1.8;margin-bottom:.8rem;font-size:1rem}.terms-block ul{list-style:none;padding:0;margin:.8rem 0 1.2rem}.terms-block ul li{color:var(--gray-600);line-height:1.8;padding-left:1.8rem;position:relative;margin-bottom:.3rem}.terms-block ul li:before{content:"";position:absolute;left:0;top:.6rem;width:8px;height:8px;background:var(--primary);border-radius:50%;flex-shrink:0}.terms-block ul li strong{color:var(--black)}.terms-block a{color:var(--primary);text-decoration:none;transition:all .3s ease}.terms-block a:hover{color:var(--primary-dark);text-decoration:underline}.cta-banner{background:var(--black);border-radius:20px;padding:4rem;text-align:center;margin-top:4rem;border:1px solid rgba(219,181,35,.15)}.cta-banner h2{font-size:2.5rem;font-weight:700;color:var(--white);margin-bottom:1rem}.cta-banner h2 span{color:var(--primary)}.cta-banner p{color:#fff9;font-size:1.2rem;max-width:50ch;margin:0 auto 2rem}.cta-banner .btn{display:inline-flex;align-items:center;gap:.6rem;padding:.9rem 2.5rem;border-radius:60px;font-weight:600;font-size:1rem;background:var(--primary);color:var(--black);border:2px solid var(--primary);text-decoration:none;transition:all .3s ease}.cta-banner .btn:hover{background:var(--primary-dark);border-color:var(--primary-dark);transform:translateY(-2px);box-shadow:0 8px 24px #dbb52340}@media (max-width: 768px){.terms-section{padding:4rem 0}.terms-container{padding:0 1.2rem}.terms-content{padding:1.5rem}.terms-block{margin-bottom:1.8rem;padding-bottom:1.8rem}.terms-block h3{font-size:1.2rem}.terms-block h4{font-size:1rem}.cta-banner{padding:2.5rem 1.5rem}.cta-banner h2{font-size:1.8rem}}@media (max-width: 480px){.terms-content{padding:1.2rem}.terms-block ul li{padding-left:1.4rem;font-size:.9rem}.terms-block ul li:before{width:6px;height:6px;top:.5rem}.cta-banner .btn{font-size:.9rem;padding:.7rem 1.8rem}}